For policyholders of Reliance Customary Life Insurance coverage Firm, often known as Reliance Customary, insurance coverage declare denials are far too widespread. By its very nature, the insurance coverage business is an advanced market that causes nervousness and hardships for a lot of hardworking individuals when their legitimate insurance coverage claims are denied. In case your Reliance Customary insurance coverage declare was undervalued, delayed, or denied, don’t surrender. Donahue & Horrow LLP is your ally throughout these tough instances, and our authorized workforce will combat to safe the advantages you might be legally owed.
Our attorneys have intensive insurance and medical malpractice background and because of this, they know all the techniques that insurance coverage carriers like Reliance Customary use to disclaim policyholders’ claims. Our authorized workforce has taken on business giants to safe thousands and thousands of {dollars} 12 months after 12 months for our purchasers whose incapacity claims have been wrongfully denied. Contact us now.
We are going to combat relentlessly so that you can safe your insurance coverage advantages and we are going to deal with you with the dignity and respect you deserve throughout this difficult time. Name us at the moment should you suppose you’ve gotten been handled unfairly by Reliance Customary: (877) 664-5407.
About Reliance Customary – A Various Insurance coverage Service
Reliance Customary’s insurance coverage portfolio consists of worker advantages options, incapacity earnings, and group time period life insurance coverage, and voluntary worker protection choices. Reliance Customary additionally presents dental & imaginative and prescient, stop-loss, restricted profit medical, annuity, and produce compliance services. In 2018, Reliance Customary’s whole belongings exceeded $14 billion.
Regardless of the corporate’s robust monetary standing, Reliance Customary continues to keep away from paying out incapacity advantages to individuals throughout their time of want. In case your Reliance Customary insurance coverage advantages had been denied, contact us now and we are going to reply any questions you might have about your particular coverage and declare for gratis. We’re right here to assist.
Reliance Customary Insurance coverage Declare Denials – Frequent Techniques
Insurance coverage suppliers perceive that their long-term progress hinges on avoiding paying out insurance coverage advantages. Sadly for policyholders like your self, because of this Reliance Customary will do all it could actually to keep away from paying your declare on time, on the worth you deserve or denying your declare altogether. To attain these targets, the playbook usually consists of three distinct steps:
- Failing to be particular as to the knowledge you have to present to assist your declare;
- Misrepresenting your precise job duties; and
- Falsely claiming there may be not sufficient medical proof to assist your declare.
It’s difficult sufficient to tackle an insurance coverage firm once you’ve been denied what’s rightfully yours, not to mention taking one on with enduring techniques designed to disrupt and delay your efforts. These companies usually attempt to “put on down” policyholders such as you within the hopes that you’ll surrender somewhat than combat for the insurance coverage advantages you paid for and deserve. If Reliance Customary has tried a number of of those techniques with you, it is perhaps a transparent signal the enterprise is attempting to wrongfully deny your insurance coverage declare:
- Conducting surveillance in an try to “catch you” performing in a way inconsistent along with your claimed restrictions and limitations;
- Stalling by asking for an increasing number of information to assist your declare, even should you already supplied them with entry to your entire medical information;
- Counting on the opinions of in-house docs, who overwhelmingly are likely to assist their employer, the insurance coverage firm; or
- Trying to rescind your coverage as a result of the insurance coverage agent didn’t embody info that you simply informed her or him on the applying.
Actual Examples
Reliance Customary’s technique to deny policyholders’ insurance coverage claims has been positioned underneath a microscope in recent times. Most just lately, a dentist submitted a purposeful capability analysis to obtain incapacity advantages as he suffered ache that affected his focus and efficiency. Reliance Customary used its personal docs to submit opinions to disclaim his insurance coverage declare. A courtroom discovered that the dentist’s situation might pose a security concern to his sufferers and awarded him the advantages he was rightfully owed.
Subsequent, a decide reversed a call that originally denied a plaintiff’s declare for incapacity advantages. On this case, a lady awoke with dizziness and felt numbness in her decrease extremities. After in search of assist from a neurologist, she acquired advantages for 2 years. After this two-year interval, Reliance Customary stopped paying her advantages. A courtroom would later require the corporate to investigate each her bodily and cognitive skills, a transfer that reversed the preliminary denial.
In 2017, the Court docket of Appeals dominated in opposition to Reliance Customary in a case the place the plaintiff suffered from kidney most cancers and quite a few different illnesses. Reliance Customary denied her incapacity advantages and administrative enchantment, arguing the plaintiff was not completely disabled. The Appeals Court docket felt in any other case and upheld her incapacity advantages as mandated by the Worker Retirement Revenue Safety Act (ERISA).
Do Not Wait to Act!
Reliance Customary has confirmed that it can’t be trusted to do proper by policyholders akin to your self. In case you are coping with an insurance coverage declare denial from Reliance Customary, we urge you to take motion. Don’t delay one other minute. Insurance coverage claims have strict deadlines that have to be met so as so that you can accumulate the insurance coverage advantages you might be owed. This timeline is particularly essential in case your coverage was issued via your employer and your declares are ruled by ERISA. Contact us now.
Confusion is a trademark of insurance coverage claims. Our authorized workforce will combat relentlessly to safe the insurance coverage advantages you might be legally owed. We are going to decipher your Reliance Customary insurance coverage coverage and interpret the phrases of the coverage to make sure your declare is profitable. Name Donahue & Horrow LLP now, for a free session: (877) 664-5407. We stay up for listening to from you and serving to you to obtain the advantages that you’re entitled to.
