If in case you have had a Trustmark insurance coverage declare denied you aren’t alone. Trustmark could also be trusted by hundreds of thousands of members and plan contributors every year, however many insurance coverage policyholders have informed a distinct story in regards to the insurance coverage firm through the years. If Trustmark or any of its subsidiaries, has undervalued, delayed fee, and even denied your insurance coverage declare outright, it’s time to hunt authorized counsel and the workforce at Donahue & Horrow LLP is right here that can assist you.
We’re a Los Angeles-based legislation agency that has efficiently secured hundreds of thousands of {dollars} for our purchasers for his or her wrongfully denied incapacity, life, well being, and unintentional loss of life insurance coverage claims. We have now filed lawsuits towards Trustmark, its subsidiaries, and different main insurance coverage suppliers. Most Insurance coverage Corporations are targeted on their backside line moderately than the well-being of their policyholders. We, at Donahue & Horrow, LLP, are targeted on you, the policyholder.
Should you assume you’ve been handled unfairly by Trustmark, or in case your insurance coverage declare has been denied, name us right now: (877) 664-5407. Our authorized workforce is on the market to reply any questions you’ve about your Trustmark insurance coverage declare and coverage. These calls and consultations are for gratis to you. We’re right here to do what is true.
About Trustmark – A Unified Model
On January 1, 2020, Trustmark accomplished an organization-wide initiative to unite all of its subsidiaries below the Trustmark model. Throughout this course of, the CoreSource and Starmark enterprise models have been modified to Trustmark Well being Advantages and Trustmark Small Enterprise Advantages. The group’s buyer base contains people, employers, brokers, and healthcare suppliers.
On account of the subsidiaries of Trustmark uniting, Trustmark’s property and revenues are on the rise, and whereas the group isn’t hurting financially, it continues to combat tooth and nail towards paying out legitimate insurance coverage claims. Should you suspect that your Trustmark insurance coverage declare has been deliberately delayed or denied, name Donahue & Horrow, LLP’s authorized workforce right now: (877) 664-5407.
Trustmark Ways Used to Deny Insurance coverage Claims
Trustmark has been on the heart of assorted lawsuits relating to their practices of wrongfully denying insurance coverage claims. At Donahue & Horrow, LLP, we’ve got usually seen insurance coverage suppliers reminiscent of Trustmark carry out the next acts when denying legitimate insurance coverage claims:
- Refusing to imagine that your subjective complaints — reminiscent of ache and fatigue — are actual;
- Falsely claiming there’s not sufficient medical proof to assist your declare; and
- Reviewing your social media posts, then utilizing what they discover towards you.
It could appear intimidating to combat again towards Trustmark or different massive insurance coverage corporations to combat in your insurance coverage advantages, however there are clear indicators you must look out for to find out if Trustmark is making an attempt to fraudulently deny your declare.
Insurance coverage companies usually attempt to “put on down” policyholders such as you within the hopes that you’ll hand over moderately than combat in your advantages by:
- Stalling: asking for increasingly more data to assist your declare, even you probably have already offered them with entry to all your medical data;
- Counting on the opinions of in-house docs, whose opinions overwhelmingly are likely to assist their employer, the insurance coverage firm;
- Making an attempt to rescind your coverage as a result of the insurance coverage agent didn’t embrace data that you simply informed her or him on the appliance; and/or
- Prolonged delays in making a choice on an insurance coverage declare.
Actual Examples of Trustmark Denying Incapacity Claims
Trustmark has skilled quite a few lawsuits and settlements lately for denying policyholders’ claims. For instance, a plaintiff who labored in a meat-cutting plant suffered a coronary heart ailment that impacted his potential to carry out his job. Trustmark alleged that the plaintiff didn’t disclose all of his underlying medical circumstances, thus rejecting his incapacity declare. Regardless of initially rejecting the incapacity declare, the corporate ultimately reached a settlement with the plaintiff.
In one other case filed towards Trustmark, a chiropractor skilled a bicycle accident that left him briefly paralyzed with everlasting accidents to his backbone and again. His Trustmark coverage had an exclusion for any accidents associated to his neck. Trustmark denied his declare and alleged that the plaintiff’s accidents have been unrelated to his neck to keep away from paying out his declare. Nonetheless, docs confirmed that the insured’s accidents have been associated to his neck, along with the spinal twine and the again, and the long-term incapacity advantages have been ultimately honored.
Lastly, in one other case, a meals market supervisor additionally suffered from a coronary heart ailment and had beforehand bought a incapacity insurance coverage plan from Trustmark to guard his monetary safety for this very cause. When his situation worsened, he couldn’t return to work, and Trustmark alleged that the plaintiff didn’t disclose this ailment prior to buying the incapacity coverage. Witness testimony proved in any other case, and because of this, Trustmark settled for an quantity greater than it might have price for them to pay out the preliminary declare.
These are just some examples of how Trustmark and different massive insurance coverage corporations deny legitimate insurance coverage claims. We’re right here to signify your pursuits and won’t let Trustmark or every other insurance coverage firm make the most of you. You’ve rightfully paid for a coverage which ought to pay you out the advantages promised, if and when that point comes.
Don’t Wait To File A Declare Towards Trustmark
Insurance coverage claims have deadlines that you have to meet if you’re to gather the insurance coverage advantages you paid for. Timing is particularly vital in case your coverage is ruled by the Federal Worker Retirement Revenue Securities Act (ERISA). In case you are coping with a denied insurance coverage declare from Trustmark, we urge you to take motion and to not delay a second longer! Our authorized workforce will deal with you with the dignity you deserve whereas preventing relentlessly to safe the insurance coverage advantages you might be owed.
If in case you have any questions, name us. Insurance coverage insurance policies are complicated and written by attorneys. The workforce at Donahue & Horrow, LLP, will analyze your particular person coverage, no matter which sort of insurance coverage plan you bought from Trustmark. You could not be capable of belief Trustmark to do the precise factor, however you may depend on us to combat for and defend your rights. Name us right now for a free session: (877) 664-5407.
