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Monday, December 23, 2024

Aetna Insurance coverage – What You Want To Know


Have you ever suffered an Aetna Incapacity Declare Denial?  If Aetna denied your legitimate insurance coverage declare, don’t hesitate to contact Donahue & Horrow. We’re a Los Angeles-based regulation agency that has efficiently secured tens of millions of {dollars} for our purchasers in denied incapacity insurance coverage and different insurance coverage claims by taking massive insurance coverage firms like Aetna head-on. 

Our attorneys are dedicated to at least one factor –  you! We’ll apply the strain to trade giants like Aetna to offer you each peace of thoughts and safe the insurance coverage advantages which might be rightfully yours. 

Name us as we speak should you suppose that you simply’ve been handled unfairly or unethically by Aetna: (877) 664-5407

Aetna Insurance Claim Denial

 

About Aetna – Now a part of the CVS Well being Company Model

On November 28, 2018, CVS Well being, an organization that generated a staggering $256.8 billion in whole revenues in 2019, accomplished its $78 billion acquisition of Aetna, a healthcare advantages services and products supplier. This conglomerate, which was No. 8 on the newest Fortune 500 rating, is swimming in money, accumulating greater than $6.6 billion in internet revenue final 12 months. 

Sadly for a lot of Aetna policyholders, Aetna’s place throughout the overarching CVS Well being group will additional feed the corporate’s must justify this buy and preserve shareholders comfortable. Sadly for policyholder’s such as you, it looks like Aetna is attempting to justify its function the corporate by both delaying the fee of legitimate claims or worse, denying incapacity insurance coverage claims outright. The identical goes for the corporate’s medical health insurance, life insurance coverage, and long-term care insurance coverage claims. You probably have suffered an Aetna incapacity insurance coverage declare denial we’re right here to assist.

It’s time to carry Aetna and CVS Well being accountable for his or her considerations in regards to the backside line above your well-being. When you’ve been denied the insurance coverage advantages you deserve by Aetna, contact Donahue & Horrow. We’re obtainable to reply any questions you will have about your insurance coverage coverage or denied insurance coverage declare. 

Donahue & Horrow is predicated in Los Angeles, however routinely handles instances all through California. Name us at 877-664-5407. We are able to even meet with you face-to-face at your location to debate your insurance coverage declare, if needed.

 

Aetna’s Ways In Denial of Incapacity Insurance coverage Claims

Aetna—like many different incapacity insurance coverage firms— is aware of that their greatest expense is paying out claims to policyholders. As soon as Aetna has your cash, what unfolds is an all-too-familiar situation. When you’ve made your premium fee to Aetna, the corporate has little incentive to pay you and can do any or all the following to cut back your payout or make you stop pursuing your declare altogether:

  • Making burdensome requests by repeatedly requesting documentation, even should you’ve already submitted the identical paperwork.
  • Downplaying medical proof—together with goal and subjective knowledge—to discredit your incapacity or your insurance coverage advantages entitlement.
  • Refusing to simply accept your physician’s opinion that you simply’re disabled and unable to return to work.
  • Requesting so-called “impartial” medical critiques by unqualified physicians or people to evaluate your medical situation. 
  • Repeatedly delaying a call relating to your insurance coverage declare. 

 

Actual Examples of Aetna Denying Claims

Aetna has a current monitor report of denying policyholders’ claims. In 2017, Aetna bought its group incapacity insurance coverage and life insurance coverage enterprise to The Hartford Life Insurance coverage Firm for nearly $1.5 billion. Following this transaction, hundreds of people with employer-provided incapacity and life insurance coverage protection obtained notification that Aetna was not their insurance coverage firm.

In late-2018, Aetna misplaced a $25 million verdict after the corporate denied a most cancers affected person’s protection, and this particular person later died. The case was important for Aetna, which was accused by an Oklahoma jury of performing “recklessly” and was a catalyst for the insurance coverage supplier to “change its methods,” a CNN report asserted

Aetna’s negligence relating to policyholders’ insurance coverage protection additionally got here to a head in April 2019, when the corporate settled a lawsuit following testimony by one among its medical administrators who stated he by no means reviewed affected person information to approve or deny protection. The matter was invested by the California insurance coverage commissioner. 

 

Insurance coverage Claims Have Deadlines. Don’t Delay!

If The Hartford or Aetna denied your professional insurance coverage declare, contact Donahue & Horrow. We’re a Los Angeles-based regulation agency that handles instances all through California, and we’ll do all the pieces we are able to that will help you battle for what you’re rightfully deserve. 877-664-5407. Our authorized crew will deal with you with the dignity you deserve, whereas combating relentlessly to safe the insurance coverage advantages you’re owed.

Our attorneys have greater than 80 years of expertise taking up probably the most complicated authorized issues. In the case of insurance coverage insurance policies, it takes a meticulous strategy to decipher each facet of those insurance policies. We’ll help you by serving to you perceive your incapacity insurance coverage, medical health insurance, life insurance coverage, and long-term care insurance coverage claims. Name us as we speak to request your free session. 877-664-5407.

 

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